Currently experiencing or anticipating financial difficulties?
You are not alone. Thousands of people face financial hardship arising from a variety of circumstances including job layoffs, medical expenses, divorce or separation, death of a spouse, over extended credit, or lack of money management skills.
When financial pressures and stress start to build resulting from creditor calls, expenses, and monthly obligations become more than you can handle, you should know that help is readily available. We are a non-profit organization offering confidential and professional debt counseling to consumers throughout Wisconsin.
We will work to assist you on a workable solution for your financial problems. Many times our program serves as an alternative to bankruptcy and a good faith effort on your part.
Once enrolled in our program, many creditors elect to reduce or eliminate interest charges and late fees.
Take the first step to getting your debt under control. Call us at 1-800-350-2227.
Warning Signs of a Debt Problem:
- Do your monthly payments to creditors total 20% or more of take home income excluding rent or mortgage?
- Do you use cash advances for credit card issuers to pay other creditors and/or daily expenses?
- Are you paying the minimum amount due or LESS on monthly bills?
- Do you know how much you owe?
- Are you receiving calls or letters from creditors due to not paying on time?
- Experiencing stress or marital problems because of money issues?
- Are you faced with creditor's lawsuits or repossessions and/or garnishment of wages?
- Are your credit card balances rising while your income is decreasing?
- Are you near the limit on each of your credit cards?
- Do you consistently charge more each month than you make in payments?
- Are you keeping up with your credit card payments?
- Did you lose your job, or are you fearful that you are about to, and are concerned about how you will pay all your bills?
- Are you looking for a loan to pay off your debts?
If you answered yes to any of these questions, we are here to help. Contact us at 1-800-350-2227.
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