FSA/CCCS promotes financial education programs and financial literacy.
We provide programs, classes and workshops for all age groups, tailored to the needs of your employees, students, church, or civic group. We also offer "train-the-trainer" for Human Resource Departments, Churches and other community agencies.
For more information on available programs or to schedule a class, call 800-350-2227.
Our educational programs include, but are not limited to the following topics:
- Adult Guide to Plastic
- The Basics of Insurance and Investments
- The Basics of Savings & Checking
- Beating the Financial Squeeze
- Common Cents Ways to Save
- Foreclosure Prevention Options
- Homebuyer Education
- How to Build and Improve Your Credit Score
- How to Get Out of Debt Faster
- How to Make Your Resolutions Come True
- Improving Your Financial Position
- Living on a Fixed Income
- Making Dreams Come True
- Managing During Tough Times
- Managing Holiday Spending (and Stress)
- Meet Penny the Pig
- Scams and Schemes to Get Your Money
- Seven Steps to Financial Success
- Stretching Your Food Dollar
- Teaching Your Kids About Money
- Understanding & Establishing Credit
- Understanding FICO Scores
- Understanding Your Tax Assessment
- You and Your Credit Report
- Your Money Personality
Train-the-Trainer
This specialized training is for front-line employees to gain the basic technical financial expertise to help others by coaching other employees or clients in financial wellness programs.
Planning for Difficult Times - Tools to Manage Your Mortgage
Feeling overwhelmed by your mortgage? You're not alone. If you at risk for or have fallen behind with your mortgage payments or have received legal paperwork threaten foreclosure, our HUD certified counselors can discuss your options with you. Our counselors will assess your financial situation and explore possible solutions with you. Our goal is to help you achieve your goals as it relates to your home and financial situation. However, we do not give any legal advice and if you have legal question you should contact an attorney.
First-Time Home Buying
Are you interested in becoming a homeowner but don't know where to begin? Make Your Move is exactly what you need to make the home buying process simpler and easier to understand.
This course will help you determine whether you are ready for homeownership and prepare you for all aspects of purchasing a home. You'll get information about what is involved when buying a home including the kinds of loan programs available, what lenders consider when deciding if you are a creditworthy buyer, and types of fees included in the process.
Sign up for a Make Your Move session today so you can learn what is expected of you as a homebuyer and acquire the knowledge to get the best deal possible. Call us at 1-800-350-2227. See our schedule of classes in the link below.
Participants will receive a workbook and a certificate upon completion.
Schedule
Reverse Mortgage
Home Equity Conversion Mortgage (HECM) is a choice that some individuals may have when faced with the choice of being able to stay in their homes. To qualify for a reverse mortgage, the borrower must be over the age of 62 and have reasonable equity to qualify. Once the loan is processed, the reverse mortgage pays off the balance owed on the mortgage and the borrower can remain in the home without repaying as long as they live in the home. The borrower must meet with a HUD/HECM qualified counselor to make sure the borrower understands all the options available and to determine the best decision for the borrower. To make an appointment for reverse mortgage counseling or for more information, call 1-800-350-2227.
Checkwise
Designed for people who currently don't have a checking account with a financial institution or want to learn more about their current account.
Maybe you have never had an account and don't know how to start. Maybe you have had problems with an account in the past that are making it difficult to open an account now. Or, maybe you want more information about managing your current account.
Checkwise offers you the opportunity to open an account with a participating financial institution even if you had problems in the past.
What you will Learn:
- How to choose an account that is right for you, including low cost checking options and how to avoid costly fees.
- What you need to know to keep your checking account in balance
- How your account relationship can help you establish credit and access other services.
For more information, contact CCCS at 1-800-350-2227.
|
